> For the complete documentation index, see [llms.txt](https://docs.useshadowpay.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.useshadowpay.com/using-shadowpay/sending-and-receiving.md). # Sending & Receiving Sending money on ShadowPay should feel like sending a message, not filing a wire transfer. *** ## Sending ### 1. Choose a recipient You can send to: * A `@handle` (the most common path) * A QR code, scanned in person or from an image * A payment request link someone sent you * A raw Solana address, for advanced users or sending to a non-ShadowPay wallet ### 2. Enter an amount and an optional memo The memo field is encrypted and visible only to you and the recipient. It never appears in plaintext on-chain. ### 3. Confirm Review the amount and recipient, then confirm with your device's biometric prompt (the same passkey used at signup). ShadowPay generates the zero-knowledge proof for the transfer on your device and submits it to Solana. ### 4. Done Settlement is near-instant. Both you and the recipient see the transfer in your feed within about 400 milliseconds. If the recipient is not on ShadowPay, sending to a raw Solana address still settles on-chain, but confidentiality requires the recipient's wallet to support Confidential Balances. *** ## Receiving There's nothing to do to receive a payment. If someone sends to your `@handle`, address, or a payment request you generated, it lands in your account automatically and appears in your feed. ### Requesting a specific amount Generate a payment request from **Send/Receive → Request**: * Set an amount (optional, the sender can also enter their own if left blank) * Set a memo describing what the payment is for * Share the resulting link or QR code Request links work in any browser, even for people without a ShadowPay account yet. Opening the link walks a new user through account creation before completing the payment. *** ## Sending to a non-ShadowPay wallet If you send USDC to a raw Solana address that isn't set up for Confidential Balances, ShadowPay will prompt you that the transfer will settle as a standard, public SPL-USDC transfer instead of a confidential one. You'll always see this trade-off before confirming. *** ## Fees There are no ShadowPay transfer fees during beta. You only pay the underlying Solana network fee, typically a fraction of a cent, which is covered automatically from your SOL reserve. *** ## Next * [ShadowPay Handles](/using-shadowpay/shadowpay-handles.md) * [Transaction Feed & History](/using-shadowpay/transaction-history.md) --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://docs.useshadowpay.com/using-shadowpay/sending-and-receiving.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.